At Shine Business Service, accessible from www.shinebusinessservice.com, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or avail our loan-related services.
1. Information We Collect
We may collect the following types of information:
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Personal details such as name, phone number, email address, residential address
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Financial information required for loan processing (income details, bank details, KYC documents)
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Information you provide through enquiry forms, calls, or emails
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Technical data such as IP address, browser type, and website usage data
2. How We Use Your Information
The information collected is used to:
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Process and assist with loan applications
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Contact you regarding loan offers, updates, and services
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Verify your identity and documents
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Improve our website, services, and customer experience
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Comply with legal and regulatory requirements
3. Information Sharing & Disclosure
Shine Business Service does not sell or rent your personal data. We may share your information only with:
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Banks, NBFCs, or financial institutions for loan processing
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Authorized service partners strictly for service fulfillment
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Government or regulatory authorities when required by law
4. Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no method of transmission over the internet is 100% secure.
5. Cookies Policy
Our website may use cookies to enhance user experience and analyze website traffic. You can choose to disable cookies through your browser settings.
6. User Consent
By using our website or submitting your details, you consent to the collection and use of your information in accordance with this Privacy Policy.
7. Third-Party Links
Our website may contain links to third-party websites. Shine Business Service is not responsible for the privacy practices or content of those websites.
8. Updates to This Policy
We reserve the right to update or modify this Privacy Policy at any time without prior notice. Changes will be posted on this page.
9. Contact Information
If you have any questions regarding this Privacy Policy, please contact us:
📍 Location: Bangalore, India
📞 Phone: 9972461442
🌐 Website: www.shinebusinessservice.com
Terms & Conditions
Shine Business Service
By accessing or using www.shinebusinessservice.com, you agree to comply with the following Terms and Conditions. Please read them carefully.
1. Services
Shine Business Service acts as a loan facilitation and advisory service provider. Loan approval, interest rates, and terms are solely at the discretion of banks and NBFCs.
2. Eligibility
Loan eligibility depends on factors such as income, credit score, documentation, and lender policies. We do not guarantee loan approval.
3. Accuracy of Information
You agree to provide accurate, complete, and up-to-date information. Any false or misleading information may result in rejection of your application.
4. Fees & Charges
Any applicable service charges, processing fees, or third-party fees will be informed transparently. Shine Business Service is not responsible for charges levied by banks or financial institutions.
5. Limitation of Liability
Shine Business Service shall not be held liable for:
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Loan rejection or delays by lenders
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Changes in interest rates or loan terms
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Any financial loss arising from lender decisions
6. Intellectual Property
All website content, logos, text, and graphics are the property of Shine Business Service and may not be used or reproduced without prior written permission.
7. Termination of Use
We reserve the right to restrict or terminate access to our website or services if any misuse, fraud, or violation of these terms is detected.
8. Governing Law
These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to the jurisdiction of Bangalore courts.
9. Contact Details
For any queries regarding these Terms & Conditions:
📞 Phone: 9972461442
📍 Location: Bangalore, India
🌐 Website: www.shinebusinessservice.com